?????3% ????????

????:??????:??????????

???????????????????,????????????????????,?????????????????,????1??????8??????,????,?????,?????????????????????????????????????????????????????????,????3????????????2%,????????3??2.95%?????,“??????,????,???????”?

?????????????

???????????,???????????,?????????1??8?????????????????,???????,?????????????????????????,??????????????????????????????????????????????????????????????????????????

“20???????????,??????????,??,??????????????”,1??8??????????,?????????«?????2025?????“?????????????????”??????»,??????????1??????????????3??????,???1.65%?2.2%,?100?????????,????1.65?????????????????6.6??????????????????????????????????????????,?????????????????1?????3000????3?????????????????????2000?????????????,?????????,?????????????????,???

??2025???????????1????????(????)?????????,3???3000????????????????????????????????,??????????????????????,20??,????????2.2%?

????????????????????????????,?????????????,??????????????????????????,???????,?????????????????????????????????????????????????????????3?????3?????????????

??????????????????3???6????1???????2????????3??????????,?????????????1.35%?1.55%?1.65%?1.75%?2.2%;??????????????????????2025??????????????,20????????,??????????????????1???????????????,?????????????????????,????????????????,????????????,???3?????????2.6%?

???,???????????????,?????;??,????,???,??????????,?????????????

????????

????,?????????1???????????8??????,????,?,????????????

???????????,??????????????????????2025?1??????????3?????????????????????,??????????????1??2?????????????3????????????,???????????????2.1%?2.4%?2.95%,????20??????????????????????,“???2.95%????????????????,????????????????????,???????????100?????????,???????????20????????,????80??????????,?????,??”?

“???,3??????????2.45%,??????”,????????,????????,???????????????

“????????????”,?????,“??????????????3?????,??????????????????????2.15%?”????????,?????????7000??,?????????,?????????????????????,“3?????2.6%?,????????????????,???????????????????,?????????????????????”?

????????,??????????????,???????????????????2%????????????????????,????????????,?????????????,??,?????????,??????,?????????

??360???????????,????,????????????????????????????????,???????????,?????,??????????,???????

?????????

??????????????,??????“?,??”?????????????,??????????????????????,????????????????????????

???????,?????????????,??????????,??????????????,????,????????,?????????????,?,?????????,?????????????

????,??????????????????????,??????,?????????????,?????????????????????

??,??????,??????,??,????????,?,???????????????

????,????????????,????????,??????,?????????????,??????,??????????,?,????????????????,?????????????????,???

?????????????????????? ?????? ?????:?????????????