??4.36??????????????

??2??6?????????? (??????)???6??????????,??,?4.36??????????,????5600?????????????,?????????“????”?????????????

???,????????????,?????????,?????????????,?????????,??????????????????,??????????

??????????,?,????????3%?????????,?????????????????????????????????????

?????????????,?????????????,??????????????,?????????,???,?????????????,??????????????1000????????????????19.4%?(??????????) ?????:??????????????????