????:1?????VX:????spa??

2?????

3???????

4????????

5??????????

????????????,?????????12???????????2????,??28?,???2???,?7.5%,???????????????

11????30????????????,?????????????????????????????????????????????????,?????????????????,???38???????11??30????????????,38?????????????????????????????30????????????,???????

??,?????,???????????????,????,????,?????????????????“??????????????”?APP??,?????“????????????????”,?,?????????????????(????????? ???? ? ??????? ??? ???????????????)

???????????:?????????