????1???????????????30????????????? (????? ????)2025???????????????????29??????????????,???????4.25%?????????4.5%??????????,??????????????????????????2024????????????9??????????????

?,?????????????????,????,?????????????????,????

???,??????????????,????????????????“?????????”?,???“?????????2%???”????????????????,???????“??”?????

?????????????,????,???????2%????????????????????????“??????????????”??????????,??

?,?????????????,?????????????,????2%?????,??????????????“??,??????”?

?????,????????????????“????????,?????”

?????,??????????????,?????????????????,????

???,????????????????

?????,??????????????????,????,????,????????????,???????????????,??????????????????????????,?????????????6?12?????????25????????,?2026???,??3.5%?3.75%?

???????????,??????????????,2025??CPI????3%;????????,???????????????????????????????????2025?????1?2?????,??????1????????????,??????3???????????????

“?????,?????‘?????????’,???????”?????????,??????,??????????“????????????????????”,???,???????????????????

????????,????????????,??????????????????????????,??,??????????3??????????????????????????????,3?????,?????????(??) ???????????????????????:??

??

??:???????????,??????????,??????????????