????:1?95??????:????????

2?????????

3???????????

4??????????????

5???????????

?????2??????13??????????????? (?? ???????)???????????????????13?????????,????????????5.75%??,?????5.25%??????????6.25%???????????????

??????????2024?????????8??????????????????????????,??????29?????????,???28?????????????????????25??5.50%?????????????????????????????«????»????,????????,??????????,??

????????,??????13???????,?,???????????

???????,????????12?????????,2025??3.4%???3.5%,??2026??????3.7%????????????,2025?????????2026?????????

?????????????????,??????????,????,?????????????,??????????????????

??????????????,?????????,?????????????????????????,?,???(?) ???:??????????