????1????4.9% ??19??????????

?????????2?????????21?????? (???? ??)???(National Association of Realtors)??????21????,?????????????1???408????????????,????????4.9%,???????2%,?????

????,1????????39.69????????????,??4.8%,?19??????????,1???118????????????,??3.5%,????16.8%??,????????????3.5??????????????,??5??6?????

???,???2022???????,?????,??????????????2024?????????406????,???1995???????

???????????????????????????,???????????,??,????,??“??????????????”????????

????????????(Freddie Mac)20???????,????30??6.85%?????30????6.87%,??6.9%?

????,30??2025?????????6%???(??) ???:????????