?????????????

????:????????:?????????

???????????????11??29? (?? ??????????????)?????????????????28????????,?,???????

????,??2024??????????????6.55??,?2023????????????????6.62???2022?????7.24??????

??????????????????????????????????(Amanda Bryden)????,?,???????,?????????????????,?,???,??????????????

????????????2023????????????8?15?????????5.25%,???8?????????,??????????????4.75%?????,??3.75%,?????3.1%,2026??4%?

??,????????????????,??????39%???????36%,???????????????,????????????????19%,??22%?(????????) ????????:?????????????????????????