??????????1????4.9% ??19????

??2?????????????21?? (???????????? ????????????)??(National Association of Realtors)??????21?????????????,??1?408???????,?????????????????????4.9%,??2%,???????

????????????,1?????39.69??????,???4.8%,???19??????????????????????,1??118??????????????,????3.5%,????????16.8%?????,????3.5???????????,?5????????????6?????

???????,????2022??,?????,??????????2024????????406??,????1995????????????

??????????,?,??,???,???“???????”????

??(Freddie Mac)20?????????,????30??6.85%????????30???6.87%,????6.9%?

???????,30?????????2025????6%???(????) ?????????:?????