?? ??????3% ???????????
????:1???????????:??????????
2??????????
3???????
4???????
5?????
?????????11????????22????? (??? ???????????)?A?????22???????????????(??)??,??????????,?????????????,????????3%,????3300???????????
??????????,?3267??,???????????????3.06%;???????10438?????????,??3.52%;?2175?,??3.99%?
?,????,A???????????????;?????????????????,????,A?,??,?????????????????,???3300?,?????????????
??????????????????,?A???????????,????????,??????????????????1.95%,??A?????????????,????????????????????????(?????????????10%)?
????????????,??22????,????????????????????????????????????,??????????????,??????????????????(??) ?????:????