????:1??????????:???????

2???????

3?????????

4?????????

5???????????

????????2??6??????????????? (??????????????????????????????? ????????????????)?????????6?25????????,?????????????4.5%,?????

????????????????????????,?????,??????

???,?????7??2????????????????25????????????4.5%?????,?4.25%?

??????????????11??????????,???????3.7%????????????,???2.8%???,????????2027?????????,???????????????2%???????????

????????,???????????????12????????2.5%,????????2%????,??,????(????) ???????????????:??????