????:1??????????:?????????

2??????

3?????????????

4??????????

5???????

???10?14????? (??????????????? ????????????????????)?????????A????14?(??)???,?????????????????????2%,??????????????????????5000??????

??????,??3284????????????,?????2.07%;????10327????,?????2.65%;???2155????????,????????????????????????2.6%??16350????????,????

??,????A??????????????,??,?????,????????????;???,????????,??????????,???

?????12??????,??,???,?????????????,?????????????????????????

?????????????,???????????A?????????????,????????????A?,?7.95%???6.96%;??????,???(AMC)?????,??????????????????(????) ?????:?????