100??30???2.1????

????:??95??????:??????

7??????????????????????22?????????????,?????????????,1????(LPR)????????????????3.35%,5???LPR????3.85%,???10????????

?LPR???????2????????????????,5????????????LPR??25?,????5?LPR????35??????????????

?100???????30?????????,???????LPR?10??,????????57.3?,????????????????30???????2.1????????????

?????,5??????????????LPR??????????????????5???????17?????????,???????,?????????????????6???????????,??????3.45%,???????66?????????????????????,???17??,?????

??????????,5????????????LPR????35??????????,????????????????,??????LPR??????????????????,????,????????????100???????????????30????????????????????????????????????????,??200??,?7????????

????,????????,??????????????LPR?,????,????LPR????????????

??2024????????,???????????,????LPR?????????????,????????????????????????????????????,??????????LPR????????????,???,??,LPR?????????????????

“?,???,LPR?????????????????”??????????????,LPR???????????????,???????????????,?????

????,??(???????????????????“??????”)??????,??,?????,???????????7???????????????????????????????????????????,??????????,????????,????????,??7??????1.8%????1.7%???????????????7????2023??????8??????????

??,7??????,????,???????7?????????7?????????10????,?????,???????

????

LPR??? ???????

????????????????????????,LPR??????,LPR??????????????????????????????,?,????,?????????,????????????

1.???

??????,LPR???????????????,????????????????????,??????,???LPR??????,???,??????,?????????????????

2.?????

???,??,??????????????????????6???????????,???????3.45%,????????66????,???????????17??,?????????,5???????????????LPR??????????35?????????????,???????????,??LPR???????????

3.??7???,????

??,??????,???????,???????????,??????????????7??,????,??;?????????????????,?????

?????,????????????,???????????????????,??????????,????7????????????????,????????????,????;?,????,?????????????????????,????????????????,?????

????????,??????,????,??????????,??????????????????????????????????????

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