????:1??????95?:2020?????????????

2???????

3???????????

4???????

5???????

7????22??????????,????,1?????(LPR)?????3.35%,5??LPR???????????????????3.85%,??????????????10?????????????????????

?LPR??????????????2??,5????LPR??25????????????????,???5????LPR??35????

????100??????????????????30???????????????,???LPR???10?????,????57.3????????????????????????,????????????????30???2.1???

???,5?????????????LPR?????????????5??????????17?,????????????,????????????6???????????????,??????3.45%,??????????????66??????,?????17????????????,????????

?,5???????????LPR??35????????????????,?,??LPR??????,??????????????????????,???????????????????????100????????30??????????????,?????200?????????????????????,???????7?????

????,????,???LPR???????,????????,??????LPR?????????

??????????????2024?????????,??,????????????????LPR???????????????,????????????????????????,??????LPR??????,???,????????????,LPR???

“????????,???????????,LPR???????”????,LPR???????????,???????????,????????????????

??,??????(???“???????????”)???????????????????,????,???,????7???????????????,????????????????????????,?????????,???????,???????????????7?1.8%??????1.7%????7???????????2023???????8???????????????????????

??????,7??????????,?????????????,????????7??????????????7?????????????????10???????,???????????????,???????????????

?????

LPR?? ??????????????

???????????,LPR????,LPR?????,?,????????????????,???????,?????????

1.?????

??????,LPR????????????????,???,??,???????????LPR??????????,??,??????????????,?????

2.??????????

??????????,????,???????????????????6????,????3.45%,???66??,??????????????????17????????????????,??????????????????,5????????????LPR?35?????,??????,??????????LPR?????

3.????????????7?????,?????

???????????,???,??,??,??????????7?,??,?;?????????????,?????

??????,?????????????????,????,??????,??7????????????????,????,???????????;???????????????????,????????,???????????????,??????,????

???,????????????????,??,?????????,??????????????????????????????????????????????

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