???????????3% ??????

????:?????:?????????

????????????11??22?????????? (?????????? ???)?A??22??(?)????,????????????????????????,?????????????,??????????????????3%,??????????????????3300??????

?????????????????,????????????3267????,?3.06%;???10438?????,???????3.52%;?2175??,???????????????3.99%?

??,??????????,A???????;?????????,?????????,A????????,???????,?????????????????,?????????????????3300????,??

????,?????????????????A?,????,????????1.95%,?A?????????????????,????????(?????10%)?

??,?????22??????,?????????????????????????,???????????????,??????????(?) ???????????????:????????????