??????????????

????:??????????:????????

??????????,???????????;???????????,?????;?????????;???????,?????????……?????,?????????????????????????????????????????,?????????????,??,????????,????????????????????????????????????????????????,??????????,???,???

?????????????,?

???????????????????????????……??(???“???????????”)?????????????????????,???????????????????,?????????????????

???????????????,???????????????,???????????????,?????

???????????????????????,??“???”?????,???3??????????1????????,??????????5000???,????????“?????+?????????”????????????????,????????

???????,?,????,???

????????????????????????????,??????????2????????????????????????????5???7????,???????????????????????,?????????

9?????????????26???????????????,???????,???????????????9???????????????27????????,???????????????????:????????0.5???????????(????????5%?)?????????,???????6.6%????????,???,??????,??????,???9?27??????????????,??????????????????????????????7??????1.70%?????????1.50%????????????????????????????????????????7???,??????????????

???????????????9????,?????257.71??????????????????????,???????????????????7.6%,??????????253.61??,?????????????????????8.1%??????????????????,?????????????????9???3.63%,???????21??????????;????????3.32%,???????????????2????,??????????????????78???????????????????????????,???????????????

??????????,??????????,??????,?????????????????????????????,?????????????,?????????????????,?????????????????????,????????3.2%???????????????2.85%,???????????????????,??????????????????????????????

????,??????

??,???????(????????????????????)?????????????????????????(?????“????????”)?????,“??????????,???????,??????????”

????????????“?????????”???????????,?????????,??,??????,?????

??4??????,???????????????????????????????????????,?“????”???????????????,?????????810?,?????,????,???

??????,?????,?????????????????????????????“????”??????????????

??,???????????????????,?????,????,??

????????,??9????,????????????????13.88???????????,????????????????????14.8%,????????????,???????12.0%?“????????????????”?????4.26?????????,?????????????????????13.5%???????????????32.90???,???????????14.5%??????????????

10????20??????????????????????,???????????????????????23???????????????????????,???????????????«????????????????»,??????,???,???????????????????????

?,9???????????????24???????????,??,????????????????????,????????10?????????????????????????10????,??????????????????????????????????????????????????,???????????????????????5000??????????????,???,?????10?????????????18??,??,????????????????????????????????3000????,???,???????,?????

????????????,????,????????????????????????????,???????“????”??????????????,??????????,???????????????,?,???????,??????????,??,????????????

???????????????????,????????????????9??????????,?????32.7%,????8???15.3%?9????????????,???,???

“?????????????????????????,???,?????,???,?????????”????????????,?????????,???????,????????????

?????????????,???????????

9?????????????26??????????,?,????????????????,??????,????????????????,?????????????????????

10??25????????????????,????????????????????????????????????????????????,?????????,??-30??????????,????-30????????????????????????,???

????9????????29????????????????

“????,??????”???????,????????,????????10?????????????25?????????,?????????????????,????,????????,???????5.25%????????????3.95%,????970?,??????????????????1.1??

???,???????????????????,???????????0.5??????(50???????????????????)?????????,???????????1500????????????????????????,??5000???1.5???????

“????????????????,??,?????????”?,??????????????????,??????????????????????????????????,???????????????,????,??????????????????????,???????????,???????????,???,??

????,??,???????????,????????,????????????????????????????????,????????????????“????”??,?“?????????”,???????????????????“?”,???“????????”?

?????????????,?????????????????,????,?????????????????????????????,???????,????,???

??,?,???,???????????????????,???????????????,???,??????????(?????????? ?)

« ? »( 2024??????????????????????11???????????04?? 18 ????) ??????????????????:??