??????????????????3.7%

????:????2020:????????2023

??????9?11???????? (? ????????????????)????????????????11?3.7%,????????????????2.8%;??????

7??????????19????????????????????,???????????3.81%;7??25?????,????????????3.85%;8?16??,??????????????????“??”?????????????????3.9%,2025?????????????????????????3.26%?

11??2024????,??,?????,?(AI)???????????????????,?;??????????8??????,??

????????????,?,?AI?????????????????????,??,???,???,?????????????????

???????????????????,?????????“?”,??60%?

?????????????2025???????????????,???????,AI??,????????????????????;????,???????????????????????????,????????????????(???????) ??????????????:?????????????