??????????,???????????

????:????400?4?????:??????????

?????????!?,???????????????

? ?:????????

???????????6??????26????,????????????????????????????????????????,????,????????????????????,???????????“???????”?????

??????????????,“517”?,???????????

????,?????????????,??30%???20%,???????????????35%??????????????????30%?

??,???LPR+10BP??LPR-45BP??????????????????6????20???????5????LPR??(3.95%),??3.5%?

?????????,????LPR-5BP,????LPR-25BP,????????????3.9%?3.7%?

??????????????,????????????????,????????????????????????,?????????,?45~55??,?????65~80??????,?????????????????10??????????????????,?10~15???????????????????????,?????

???????????5??????27?????????????,??????????,“??”?????????????,??????????????30%?????????????20%,?????????50%??????????35%,????40%???????30%;?????????????LPR-10BP(3.85%)?LPR-45BP(3.5%),???????????LPR+30BP???LPR-5BP(3.9%),?????LPR+20BP??LPR-25BP(3.7%)?

??,????,???????????????????,????4???????30?????,?????

?????????????,?????????????,????????,??????,????????????????,???????????????“517???????????????????”???????,???????????

??????????,????????,??????????“??????????????”“?2000???????????????”?????????????,??,????????????????,??????300??,????????500????,????????????

????????,?????????????4?????????,????“??????????????”??,???????????,??4????????????23?????,???????,??????,??,??????????????

??????????,?????12???????????,???????????,?????????????????

??????????????????,???????“517????????”,???????,????????????????????????????,???,???????????????

?,?????????????300?????30????,????????????4.05%?????3.5%,??33.76?????;?????????????????938?????500?????????????????25?????????????????????,????????????4.55%??????3.9%,?????????????54.5?????,???1800??????

????,???????????????,“517???”?,???????,?????????????????????????,??????,????????,??,????,????

????????“??”???????,?,??,??????????????????“???,??????????????????,????,???????????????????????,??????”?????????,????????,??????????????,?????? ?????:????????????????????