????:1???????:???????????

2?????????

3?????????

4???????

5????????

??????? ????? ?

7????25???,???????????????????????,???????????????????,????

?,??????????????????????????????,???????????????????1.35%?1.45%?1.75%?1.80%?

«????»??,????????LPR(????)?????????????????????????,?????????????????????????2????????20???7???22??????????,?????????,?????,??????????,???

????

7????25?,??,?????????????????????????????????????????????????1.35%?1.45%?1.75%?1.80%?(??????????????????1.45%?1.65%?1.95%?2.00%)?

???,???7??????????25?,?????????????????????10?,?????????????1.05%?1.25%?1.35%;???????????????????????????????????20???????????????????,?1.45%?1.75%?1.80%??????????????????????????10??,???????????????10?????

?,????????????????,????????????????????,?????40?????????????

7?????24???????,?,??????2024????????7????25??????,?????????(??????????????????????????????????)???????????

??????????????,??????2.2%?????2%;?2.5%??2.2%;?????2.85%????????????????????????2.5%?

????????????????,??,???????????????7??23?,?????????????,???????2.2%?2.5%????????2.6%?

??,???????????????????????,?????????????????????

?????,??????7???23??????????????????????????,????????1?????????1????????1.95%?2????????????2.15%?3???????5???????????2.45%,???3???2.60%?5?2.65%?

?????,????“??”???,????????3???????????5??????????????3%????????????????,??????

????

“2022????????,3?????????????????3.25%,????????????????????,??”??

??????,?,???????????

“???,??????????”??????,?????,??????????????????????,?????,?????

“??,????,????????,??,????;?,??”????????????

????????,??????????????????????,???,???1.54%,?????15????????,??1.8%????????????

??????????,??????LPR????????????????,?????????????????????????????,??????

“????????????????????????????????????????????????????????,????”???????,???????????????,?????????????????? ????:?????????????????????