????:1?????????:????

2???????

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4??????????

5?????

???????????“???????????????????”,????????????????520?????????????????????2023?12??????????,????????????,?,??????,???????????,?????????????

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7??25???????????????,??????????????????????????????????,??????????????520?????

?????????????,??????????????????????????5??????0.15%,3????????1??????????????10????,?????1.05%?1.25%?1.35%;2????????????????3???5?20???????????????????????,?????????????1.45%?1.75%?1.8%?????1.26%??1.38%,????????????

????10?????????5?,??,?????1???????????????????????9000????,????1000????????

??????,??????????,7?23??????,????????????3?????2.6%???2.5%,??????????????????,???????

??????,???“???”?????LPR(??????????????)??????7??????????????22?????????,????“?????????????”??????????????,????,???7?1.80%??????1.70%;??1?????????5????LPR???????????????10??,???3.35%?3.85%?????LPR??,???????

“??,???????????????????????????????LPR??1??????????????????,????????????”????,??????????????,?1????LPR??????????????10???????,???????????????LPR?????,?????????????????,?,??,2?????LPR????,?????????????????????

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??,?????,????????????????2023?,??????“?”???????????????????,?????“???”?????

?“?????”?????????????,???????????????2023????12????22??,????????,?????????????????????????????????????????????????????????????????“???”,??????????????????????????,3???????2.2%??1.95%,5????2.25%????????????2%?????????,???????

????,?????????,???????????????????????????????????????????????????????????????????????11?,?????10????25??????????????????,??????????2024??

????????,?????????????,???????????1.7%,????1.69%???,?????????,?????1.54%?

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