????:1??????????????:??????wx

2????????????

3?????????

4???100????

5???????

?9????????????????????11??? (??????????? ????????????)???????????????????11??3.7%,????????????????2.8%;??

7?19??,????????????????3.81%;7??????????25??,???????????????????3.85%;8????????????????????16??,????????????????????“?????”????????????3.9%,2025?3.26%?

11???????????????2024??,???????,??????????,????????????(AI)?????????????????,??;????8?,???????

?????,?,?AI??????????????????,????????????????,??,??????,????????

?,?????????“????????”,???60%?

???2025?????????????????????????,????????????????,AI???????????????,????;?????????????,?????????????????????????,???(??) ??????:??????????????