????:1?????wx:51??

2???????

3??????????????

4?????????

5???????

? ????????? ???????????????????

“????????????????10?????????????????,??????2.9???????????!??????,????????????”

?????????«????»???,?????????6??,?????????“××?????”???????????,????,????

????????,????,????,????????,?????2.8%,??????1%,????????????1???????,?????????????

???????????,??????10?????????,????????????2.8%??????5%????????????????,?????????????,?????????????????5???????????

???,??????????????????????????????,??????????????????????????,???????2.9?????????“???????????,???????????1%,???????????36???????????????????????????,???????2.9??????????????????,?????????????????????1.5????????????????????”

?????????,???????,???????“?????????????????????”,???????????????????????????,?????2.9????????????????????,???,?????????,???????????1.7??????????“???????????,?????5%,???????,?????????1.2?????,?????!”

???,???????????????????????,????,?,????????????????,?????????????????????????????

?

???????????????????

“????,???????××????????????,??????????????,?????????????????????1???????????,????????????2??????????,?????????????R?”

??????????4????????,?,???,??××???????????????????,???,???????????????????,?????????××??????

?????,?????????????××???????,????,?????????,“???????????????????”?

?????????????,????????,???????3%?????????????????????,?????,???????????????????1.9%,??????????App?????????,?????????????

“??????????,???,???,???????0.4%???????????70????????????2800????????”?,????????????,????????????????,???????“???”,?????????????????“?????”?

????????????,??,??????????????????????????????,????????????,????????:????????,?????,???????;?????????????,??,???????????????????????“???????????????????,???”;??????????????????,????????????????????????????????????,“???????????,??????????????????0.4%”;??????????????????????????????????????????,????????“??????1.9%?????????1.8%,???”?

????????????????????????????????????????????????????????????????????????????????,??“????”“??????”???????????????????????,?????,????????????????????,?????

“???????,??????????,????????????,?????????????????????????,?????,??,???????,?????”??????????????,???????App,???????????????????????70??????,?????????????????3.4%,??????????12?????????????“?????????1.9%,???????,?,???”

????,???“???????,????????????????POS?40???????,?????????22.5?????????,??17.5????,??”?????????,???????????,??“???0.4%”,????????????????????2800????

???????,???,????????????,?????????,??????????????6.72??????(????????????????2800?????????????????????????,?????????????24?????,??App?????????),??????????????????????15%???????????????????,???????:????????????“???,?????????1.9”,??????????????“%”,???“?????????????????????????”????????????????,??????????????????,??????????????????,??????????3.5???????

“????,???????,????‘????’‘??????’‘????????’????,??,??????????”?????????,?????????????????????,??????,????????“?????”,???????,????????????????????????????????????????,??3.5???????

??“??????”“???????????”??,??????????????????????????????“????”????????,?,?????“?????????????”,????????????????????,?????;?????“??????”????????????????(???),??,??????????,???,????????????????

???????????????,?,?????????????,?5????10??50??????????????100???;?????????????,“????????????????”??“????????”????????????;???,??????????12???????,????????24????????????????????????????????,??????????,??

????,??????,??????,???,???????????,??????,????,????

????????????

??????????

?????????????,????????

???????????,???,????????????“?????????????????????????????????????????????????????????????????????????????,??????????????????”???????????????,??,??????????????????????

“??????????‘????????’????,??????????,?????????????‘???????????????????,?????????????????????,????????????’?????,?????????????????????????????”??????????????

???????????????????,???????????????????????????????????????????,?????????,??????(????????????????????????????????)???,??????,??????,???????????????????,???????????,??????????

?????????????,??????,?????????????,???????????,????

????,????????,?????,??????????,???????,??????????,??????????????????????????????????????,???????????????????

???????,?????????????????????????????,????????????,???????????

“???????????”???????,?????,??????,????,???,??????????????????,?,????,???????,??????

“??????????,??????????????????????????,??,?????????????????????????????????????????????????,????????????,???????????????????‘???’‘??’?,???????????????????‘????????’‘????????’????”?????????????

??????????

???

?????,???????????????????????????

?????????????????????2022???,?????????????????,???????????,??,?????????????????????????????,?????????????????

2023?????12????????????????????,????????«??????????????? ???????»;2024?????1??????,??????????????????????????AI??????????????,???????????30?????????????

??????

2023?????????3????????????,??????????????«????»,????????????????????????????,??????????,????????????????????????????????

???,?????????,????????????????????????,???????????,??????????????

?????????????,??????????,??????App????????????AI??????????????????,?????????????????????????

“??????????????????????????????,??,??????????????????????,???,???????????????????????????????????????????????????”???????????

??,???????,?????,?????????????????????,?????????????,?????????????,???????????????????????,???????????????????

(??????????) ??????????????:???????