???? ???????????

????:??????:??????2023

???????????????? ???????????

?????????????????10???16??????????? (??????????????????? ????????)???16????????????,????25?6.0%,???????,???????????????

?????????????17?,??????????6.25%???????????????????6.0%,?????????5.50%?6.50%?

????8??????,???,??6.50%???????????6.25%,??????,???????

???,????????????3.3%???3.1%?

??,??????9???????1.9%,??????9??????????????,???3.4%,??????2%????4%???

??,???,??2025???????????????????2026??2025??????????2.9%??????????????????3.3%,2026??3.3%???????????3.7%?

???????,???8??,????????????????????????,??????????,????

???????????????,?????????12????25???(?) ??:????