?? ??????????? ??????????????????
????:1????????:?????98?
2??????????
3?95???????
4????????????
5??????????
????????????????????
?????????????????????? ????????(?????????????????)
???????????
10?????25?????????????????,??????????,??????????????????????,????????????????????,????????,????????????????????,???????????????????????
“????,?????????????????????”10?????????????????25???????????,???????????????,????,????
???????????????,???????????????????????????????????????????????????????????????,????9???????????29????(????????“?”)?????????,???????????????????????????????????
????????????1500????????????????????????,????
10??26???????????,?????????????,??????????????,???????????4.45%????3.8%,?3000????????????????????????????,??,???
??????,?(LPR)??,10??????25???????????
????,???????????2024?10???31???????????????????????,?????????-30????????????,?-30????????????????????????????????????????????,???????????
??????????,?????????,??,??????????
??????????????????,10???????????????25??????,????????????,????????“?”?????????????,????????????????????????????????10?25?????????,?,???????
????,???????????0.5?,?1500????????????,????5000???1.5???
“????????????????,??????????????,????????????”??????????????????????????????????,??,????,????????;?,??????????,???
?????????2021?8?,?LPR+60??????????????????????????????LPR?,?????,?????1.3???,????????,????????
10???????????25?,???LPR-30?,?????90???,?????1200?,???????1.5???????“???????,‘??????11’????????????????”??????
??????,????????????
?????,2021?????????????,?80???????????????????????????????2??????????
?,??????????????????????,?10???10??12????,??,?,??????????????,????4.65%???????3.55%,??????????1800?,??????????2???
??????????,???,????,?,???????????????????????
?????????????????????????????????,??????,???????????????????,?????????????1???1???????????,???????????,????????????????LPR?????????????????????????
10?????????21???????????,???????????????????????????5??????????LPR?????????????????????????3.6%,???????????????25?????????????????????????????10????????21???????????10??????????????25??????????,??????10????25??????????LPR?????????????3.6%,?3.3%????????LPR??????????????,???????,???????????
???????????,??????????2024?????????11?????????1??????????,?????????????,?????????,????????????????LPR????,??????????????
????????,????,??????????????????????10?31??????????????
?,?????
“????????,?,?????”10??????????????????????????26??????,?????????,??????????“????????”???
?????????:“?????LPR+70?,??????????????????????1?????????????????????1???????,?????????????4.9%????3.9%,??600????????????????1??1???????LPR????,??LPR?????,???????3.3%,?????????????????????????1000??????????????”
“???????,?,????????,?????”???
????????????,??,??????????,?,?????????
????,10???????????9???20%???????,??,???????????????,??,????????????????????,?????????????
??,??,?1500???????????,????,????,??????????????????????,?0.5???????,??????0.2??????????????????????,???????????????????????????????,??,????
« ?????? »( 2024?10????????????28?????????? 10 ?) ?????:??