????:1????????:?????98?

2??????????

3?95???????

4????????????

5??????????

????????????????????

?????????????????????? ????????(?????????????????)

???????????

10?????25?????????????????,??????????,??????????????????????,????????????????????,????????,????????????????????,???????????????????????

“????,?????????????????????”10?????????????????25???????????,???????????????,????,????

???????????????,???????????????????????????????????????????????????????????????,????9???????????29????(????????“?”)?????????,???????????????????????????????????

????????????1500????????????????????????,????

10??26???????????,?????????????,??????????????,???????????4.45%????3.8%,?3000????????????????????????????,??,???

??????,?(LPR)??,10??????25???????????

????,???????????2024?10???31???????????????????????,?????????-30????????????,?-30????????????????????????????????????????????,???????????

??????????,?????????,??,??????????

??????????????????,10???????????????25??????,????????????,????????“?”?????????????,????????????????????????????????10?25?????????,?,???????

????,???????????0.5?,?1500????????????,????5000???1.5???

“????????????????,??????????????,????????????”??????????????????????????????????,??,????,????????;?,??????????,???

?????????2021?8?,?LPR+60??????????????????????????????LPR?,?????,?????1.3???,????????,????????

10???????????25?,???LPR-30?,?????90???,?????1200?,???????1.5???????“???????,‘??????11’????????????????”??????

??????,????????????

?????,2021?????????????,?80???????????????????????????????2??????????

?,??????????????????????,?10???10??12????,??,?,??????????????,????4.65%???????3.55%,??????????1800?,??????????2???

??????????,???,????,?,???????????????????????

?????????????????????????????????,??????,???????????????????,?????????????1???1???????????,???????????,????????????????LPR?????????????????????????

10?????????21???????????,???????????????????????????5??????????LPR?????????????????????????3.6%,???????????????25?????????????????????????????10????????21???????????10??????????????25??????????,??????10????25??????????LPR?????????????3.6%,?3.3%????????LPR??????????????,???????,???????????

???????????,??????????2024?????????11?????????1??????????,?????????????,?????????,????????????????LPR????,??????????????

????????,????,??????????????????????10?31??????????????

?,?????

“????????,?,?????”10??????????????????????????26??????,?????????,??????????“????????”???

?????????:“?????LPR+70?,??????????????????????1?????????????????????1???????,?????????????4.9%????3.9%,??600????????????????1??1???????LPR????,??LPR?????,???????3.3%,?????????????????????????1000??????????????”

“???????,?,????????,?????”???

????????????,??,??????????,?,?????????

????,10???????????9???20%???????,??,???????????????,??,????????????????????,?????????????

??,??,?1500???????????,????,????,??????????????????????,?0.5???????,??????0.2??????????????????????,???????????????????????????????,??,????

« ?????? »( 2024?10????????????28?????????? 10 ?) ?????:??