?2?????????????21????? (? ??)????(National Association of Realtors)????????21??,?1??408??,??4.9%,??????2%,?????

???????,1????39.69????,???4.8%,?????19????????????????,1????118???,????????3.5%,??16.8%????????????,????????3.5?????????????????,??5????6?????

???,??2022?????????,??,??????????????????????2024??????406???????,????1995???????

???????????,????,???,????????????,??????????????“??????”?????

???(Freddie Mac)20???,????????????30????????????6.85%?????????????30??6.87%,????????????6.9%?

????,30??2025???????6%?????????(???????) ?????:??????????

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??:???????????,??????????,??????????????