????:1?????95?:??????????

2???????

3???????

4????????

5?????90????????

?????????2????21?????? (?? ????)??(National Association of Realtors)???21??????????????,???1??408???,?????????4.9%,???????2%,??????????

??,1????????????39.69????????????,??????4.8%,????????19???????????????,1?118??,??3.5%,???????16.8%?????????????,???3.5???????,???????5????6?????

????,?????????????2022?,??,?????????2024??406?,???1995?????

?????????????,??????,????,???????,?????????????????????“????”??????

??(Freddie Mac)20???????,?????????????30??6.85%?????30????????????6.87%,??????6.9%?

??,30????2025???6%??????(???????????) ?????????:?????????