??
??1???15???????? ?????????15?,?????25??????????????5.75%,?????????
??????????????????5%,?6.5%????,?????????????
2024??????9????????,????????6.25%????????6%,????????????????????5.25%,????????????6.75%??????,?????????6%???
?6%?5.75%,??????1????????14??15?????????????????????????????,???????2025??????2026??,????????????2.5%??????????????,?????
?????????,???????,???(??) ????????????????:???
?????????
???????????25????????????????