????:1????ih????????:??????????

2????????k????

3??????????

4?????????

5??????

? ?? ????????????????????? ????

? ????????????? ?????

?????????????,???????,????????,???????????????“???????????????”?????,?????????????????????????????,???????????????,?????????5?,???

????????????????

???????????????????????????“?????????????????????????”??,???,????????????????????,?????????,??,????,??????

“????????,????,???????????,???????????”??,????????????????“????????????????????????????????”?????????????,???????????

2023???????????1???????????????,???,?????????“??????????????????????”?????????????????????,????????,????????????????????????,????????????????????????,??????????????????????????????????,????,????

???????????

????????,?????“????????”??????????????

????????,??????,????,??,?“?????????”????????,?????????????,???4%,?1.5%????????????,??????????2.5%?????????????????????,??????????

??????,????????????????????????,??????????,???????,??????????????“????,???????,?????????????????????????,??????????????”

????????????,???????????“????????”?,????????,?????????

????????????,??“?????????????”?????:???????????,?????????????“??”????,?????????????????,????????????,?????,???????????,?????????,????????????,?????

???????????????

?????????,??????????,??????????,???????????2023???????????????7????????9????,??20???

??,???????????????????2022??????????9????2023????7??“????”???????,??????????,??????????,???????????“????????????????”?,???

??,????????????????,????,??????“???????????”???????????????,????“??”????4%,??????2.5%????????????“???”???????????,???????????,???,???????,?????????????,?????????,?????????,???????????,????

?????????????????????????,???4%,???2.5%???????????????“???????”????,??1.5%??????????????“???????”,???“????”,??????????“??”????????????????????????0.3%??0.8%???“???”?????????????

2024????????????11????????????,??????,???12?????,????????13????????????????????????????????????????????????????,??????

???????,????,??????????????????,????????,???????,?????,????????,?????????????????????????“??”“??????????”,?????????????????,?????,??????????????? ???:???????????????????????????