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??11??????29???????????????? (?? ????????????????)??28?????????????????,?,??????

???????????????,?2024???????6.55????????????,???2023????6.62??2022????????7.24?????

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???????????????2023?????8?????????15???5.25%,????8??,????????????????????????4.75%???????????????,?3.75%,?????????????????????3.1%,2026??????????????4%?

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