?????????????

????:????????:????????

??????????????11?????????????????29???????? (??? ????????)???????28??,???????,??????

??,?2024??????6.55???,?????????????2023???????????????6.62????????????????2022?7.24???????

??????(Amanda Bryden)??????????????,????????????,?????????????????????,?????????,??,????????????,??????????????

?2023??8?15???????5.25%,????????????????8???????????????,????????????????4.75%???,??????????????3.75%,???3.1%,2026?????4%?

????,?,?????????????????39%?????????36%,????,????????????????????????19%,??22%?(??) ??:??????