?????????????

????:????????:???????

???????11??29???????????? (?? ?????)?????????????????28?,???????????????,??????????

?,????????2024?????????????6.55?????????????????,?2023?6.62?????2022????????????7.24??????????????

????????(Amanda Bryden)???,??,????,??,???,????????,????

??2023?????8??????15??????????????5.25%,??????8??????????????,??4.75%?????,????????????????????????3.75%,??3.1%,2026?????????????????????4%?

??,???????????????,??????????????39%????????????????36%,????????????????,???????19%,?22%?(????????????????) ?????:??????????