????1????4.9% ??19??????????

????2??????????????21???? (???????? ?????????)??(National Association of Realtors)????21???????????,????????1??????408?????????,????????????4.9%,?????2%,???

????????????,1????????39.69????,??4.8%,??19?????,1???118???,??3.5%,???????16.8%????,???3.5???????,????5?????????6?????

????,??????2022?,???????,?????????????2024????406??????,????????1995???

???????,?????????????,???????,??,???????“?????????????”???

????????????(Freddie Mac)20??,?30??????6.85%?????????????30??6.87%,?????????????????????6.9%?

????,30??2025??6%?????(?????????) ??????:????????