????:1?????????:??????????

2??????????

3????????

4??????

5???????????

???2??19??????? (?? ??????)?19??????,?????????????????5.75%????????,????????5%,????6.5%?

????????????????1????????????15??????????,?????25?????????5.75%,???????5.75%??,??,????

????????????????????,?2025?????2026??????????,???2.5%±1%?????????????????????????,???????????,???????,???

?????????????,????????????????????,??,?????????????,?????????,?,??????????????????????(??????) ????????????:??????????