????:1?600?????????:??sn??

2???????

3??????????2023

4????????

5????????????

???????????????????????????????2????????6? (???????? ???)??????????????6???????????????25?????????,?4.5%,???

?????????????????,?????????????,?????????

???,????7??????????2??25????4.5%????????????????,???????????????4.25%?

???????????????11??,?????3.7%????????,???2.8%???????????????????????,????????2027?????,????????????2%?????

????????????,???????12?2.5%,??2%?????????,??,?????????(?????) ?????????????????:?????????????????