????:1??????????:????

2???????????

3???95?

4???????2022

5?????????

??12???20???????????????????? (???????????? ????)20?,???????(LPR):1????????LPR?????????????????3.1%,5??LPR???3.6%,??????????????????????????LPR???????“??????”?

???????????????12??LPR?????????,?????????????,????LPR?,12???????????????,???????????????7?????????????????,10?LPR????25?????????????,?????????????????,?12????????,???LPR??????????

???????,“??”“????”?

??2025??,??,??????,???????????????????????,???LPR????????????????;????????????????????,????????????,?,??

?????????????????????,?????????????????????????????????,????????????????????????????????????????????????,?????????,????????????????????,????,???????,?LPR????(??) ????:???