????1????4.9% ??????????19??

????2?????????21????????????? (???????????? ??????)???????(National Association of Realtors)????????????21????????,??1??408????,????4.9%,???????2%,???

????????,1????????????39.69?????,???????4.8%,????19??????????,1??118????,???3.5%,???????16.8%???,?3.5??????,???????????5???????6??????????????????????

???,????????????2022???,??,???????2024????406??,??1995??????????

??????????,??,??????,??,?“????”???

??????????????(Freddie Mac)20???,????30????6.85%?????????????30????6.87%,????????6.9%?

?????,30??2025???6%??????????(????) ??????????????:??????????