????:1?????????:?????98????

2???95?

3?????

4???????

5??????????????

????????????2???????6? (? ??)?????(Freddie Mac)????6???,????????????????30????????6.89%,???????

???,????????????30??????????6.89%,??6.95%,?????6.64%?

????10?????????????????10??????4.79%,???,6?4.43%?

??????9??????,???????????????????30??9??????????????6.08%,??

?????????,???“???????”,???????????,??,??“?”???,30???????2025???????6%?????????????

???????,2024?????????????????????406??,??????????????2023???0.7%,?1995??????

???????1???29??????????????????,??????????,????????????4.25%??4.50%??????????????,??“??”????????????????(???) ???:??????