????:1?????5??93?:????????????

2????150?????

3?????98?

4?????92?

5??????????

???2???21? (??????? ????)????????????(National Association of Realtors)?????????21??,??1??408??,????4.9%,?????????????2%,??????????????

?????????,1??39.69?????????????????????,??????????????4.8%,????19???????????????,1????118????,???????3.5%,???16.8%???,????3.5??????????,??5?????6???

????????,????????2022????????,???,?????2024???????????406?????????,???????1995???????

???????????,??????,????????????,????,???????“????”????

?(Freddie Mac)20????,??30??????6.85%?????????????30??6.87%,??6.9%?

????,30??2025????????????6%?????????(????????????) ???:??