??,???“????????????”,???

??

????2???????????????????14???? (?????????? ??? ??????????)“2??????????????,3?????4.3%,??????????????????‘????’??????????”??

???????????????,??????????????????????????,?4%??????????3%???????????,????200BP???,??????????????,??,????????????

???4%

2??13???????????,??App??,??????????2025?3??“?????????”3???6??????1?2.5%?2.7%???3.0%,??5000?????????,2025?????????????????3?????????????“??????????”?????????????????????2?????????????????????9????????????

???????????????????????,1????????22????????????????2??????????????7?,???1???“?”????????1??3????6?????1?????????????????4.25%?4.15%?4.10%??4%?

????:??App? ?

????????????????????,?1?4%????3%,?100???????????????BP????????????????,2?13?????????,?????????,???????????????,“??????????????”????????????????????????????????????????,????,????????,???

“?”??????,2025???????????2????????????????8????????????????,“?????????”??????,?????????????????????3000(??)??????2.1%,??3000(????????????)?2.5%????????????,????????“??????????”??????????????3000(?)?,????????????4.3%???????????4.0%???????????,?220??BP??????????150??BP,???“??”?

????????????????2??????13??????????,????????????,????,2???12??,?????8000(??)????????????????????,3?????6???13?2.5%?2.7%??2.8%,???????????100????????????8000(???????????????????????)??,3???6????????????13??????????2.4%?2.6%????????????2.7%???1??????,????4%???

???????????????:?????????????????????App

?????????

?????????????,???,??????,?????????,???????????;??????????????,??,?,????;??????????,????????????????

??????,?,????,????????????????????????????????,????????????,?????

“??”??????,?????,??????????????,??????,???????;?,???,????????????????????,????????????,??????????????

??????????????????????,?,??,?????????????????,??????,??????????,??,??

?????????,?????2025???(2025?1??),?????????,?????????????,?????????????????,???????

??????????????,?????????????,??,????,???,?????????????????????????????????????,????????????

??????,????????????????????,????????????????????????????????,??????????????????????,???????????????,?????

??,???????????????,??????,?????????????????????,?????????????????????,??????????????,????,?????????????????,??,?????????????????????????????,??????????????,???????,?,???????????,??

(??????,???:weiwei@chinanews.com.cn)(????????????APP)

(?????,?,??,?????????????)

??,??,????????????????

????:???

?????????

???????,???“????????????”,????????

????????