????:1????????vx:??????

2???????

3???????95?98??

4??????????

5????

??????????,?????????2%????????????????????,????????

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???????? ?????????

????,??????????????????,????,????????????????1???,????????2%???????“????”???????????,?????????

2%????????????????,“??????”????“??”??????????????

????,2%??????;????????,???,??????“2??”????

????????????,??????????,??????????10????????,????????????????1%????????????????????????????????,?,???????????????????????????,????????1.50%;??????????????????,??????1.55%?

?????,????????????????30????????????50BP,????????????,???????,?????????????????????????,???????1.90%,APP???????????????2.10%?2.15%;?????????2????,??????????????????2.05%;????????,????2.50%???????????,???????

??????“????????”??????????????????,???“???????????”,?????????????????

“?????????,??????????,???????”???????????????,????,????????????,????,??????????????????,“??????????,???????????????????20???????????,50????”??,????,??????????????

???????????????,????????

??,?????????“???”,????????????????????????,????????????,??????????????????????????“?”,???2.15%,???????????12??31?????;????“??????”?????,???????????????5??,???????2.15%,????????????????????????

??????????????????20?????????????,??????2.20%,??????????????

??,???????,??????????????“??????????”?????“?,????????????????30????,????2.50%?????”??????????????,??????,???????,“????????????????,??”????????????,????????,???????????

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?????,????????“??????”??????????????,??,???????????????????,????,????

“?????????????????”?????????,?????????,????????????????????????,???????????????,??????,????????????????????????

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