??2??21??????? (?????? ??)????????(National Association of Realtors)????21??,??????1?????????408??,???????4.9%,??????????????2%,????????????

??,1???????39.69????????????,?????????????????????4.8%,????????????19?????????,1????118????,??????3.5%,???16.8%??,?3.5??????,??5??6??????

?????????,?????2022????,???????,?????????2024??406?????????????,?????????????1995?????

????????????????,???????,????,?????????,????“????????????”?????

????????(Freddie Mac)20??,????????????30??????6.85%????30??6.87%,????6.9%?

?????????,30???2025???6%??(??) ?????????:????

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??:???????????,??????????,??????????????