????:1??????????????:??????????

2???????

3??????????200

4???????

5?????????

?????????11?29?????????????? (??????? ????)??28?????,????????,???

???????????????,??????????????2024?????6.55?,?2023??6.62?2022??????????????7.24??????

?????????(Amanda Bryden)??????,??,????????????????,????????????????????????,?????????,????????????????,????

???????????????2023?????????????8?????????????15????????????5.25%,????8???,??4.75%????,??3.75%,?????????????????3.1%,2026???????4%?

????,?????????????????,????????39%?36%,????????????,??19%,?????????????????????22%?(????????????????) ??:???????