?? ????????????
![](http://n.sinaimg.cn/translate/617/w900h517/20180722/4dF5-hfqtahi8603668.jpg)
????:1???2019?????:??????????????
2?????????
3?????????
4??????????
5????????????
????????????2????7????????????????????? ????????:?(???????????????????)7??25??6.25%,???????????
???????«?????»???????????????,???????(Sanjay Malhotra)7????????????,???25???????????????,?????????6.5%???????????????6.25%?
????????,????????????????????2020??5??????????,????????????
??????????????«????»??,??????????????????????????????????????????
????,?????????,????,??????????(4%)???????????????????????????????,?????????
????????,???????????????????????,??,???,???????????,???????
??????,?????????,????????(??) ???????????????????????:??????????