????:1?????wx?:?????????

2??????

3?????98?????

4???????wx

5???????????

??12??20???????????????????? (???????????????? ??????)20?????????????????????,????(LPR):1??LPR??????3.1%,5?????LPR????????3.6%,??????LPR???????????????“??????”?

???????????????12???????LPR????????????????????,?,?????????????LPR????,12????????????,??????????????????????????????????????????7???????,10????????????????????LPR??25??,?,?????????????????????????????????12?,???????LPR??

??,“???????????????????????”“????????”?

????2025???,???,?,???,??LPR??????;???,???????????????????????????,?????????,?????

??,?????????????????,???????????????????????????,??,?????????????????????,????,?????????,??????LPR????????????????(???????) ????:??