????:1?????v:????spa????

2???spa

3???????????

4???????????

5???????????

????,????????5????????5??31????17????,??

?1-5???,?,1-5??????????????????,?????1-5??????????????,???1.5%,??????????????????1-4???2.1???

?????????,31???????????????,?????????,??????????????30???????????????4????????????5??????????,???????

?????,????????,???????????????,??????????????????????????????????

????????????,???????,??,????,?????????????????????12??,?????????????????20???????????????????????????,??,????????????

??????????????,????5??,????????????????,????????????,???????????,?,??“??”????????????????????????,???????????????

???,??,???????????????,???1-2?????1-3???1-4????1-5???,???????????????????3.5%?5.2%?6.5%??8.8%,?????,??

????????????,????,???????????1-4??????????7.5%,?1-5?????????????????5.2%?

5??9??????????????,????????,????????????13????????????????,????????????????5????,?0.1%,???14??????????

?????,????14???????,???,5??????????????????,??,????????????,????????????????,????????????,?,2024????????????????????????5????????????????????2.03%,?????????????????15.7%?

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???,6??????12??????,??????????,???????????????????,??????,?????,????,?,???????????????,???????????

?,?????

???????????,?????????????,1-5??,?????????????8.0%???????????5????????????????,???????????????????29???????????????????????,17?????????????,????????????????????????????????????????????????????????????????12???????? ??:??????