????:1????????:??????

2???????????

3?????????????

4??????????

5?????QQ?

??????????2??13???????? (????????????????? ???)???????????13???????,?????????5.75%??,????????5.25%????????????6.25%???????????????????????

??2024?????????????????8??????,??????????29??,??28??25??5.50%??«??????????»????????????????,?,??????????,????????

?????,????13????,?,???

?????????,??????????12???????????????????,2025??????????3.4%??????3.5%,??2026????????3.7%??,2025?????????2026????????

????????,?????????,???,???????????????????????????????????,?????????????????????????????

??????,??????????????????????????,?????,?????????????,???????????????(???????) ?????????:???????????