?????????????????????2????21????????? (????????? ????)??(National Association of Realtors)????21???????,???????1??408??,?????????4.9%,??2%,?????????????

?????????,1????????????39.69??????,???????4.8%,??19????,1??118????????????,??3.5%,??16.8%???,???3.5????????,???????5????6??

???????????,?????????????2022????????????,????????,????2024???406?????,????1995???????

??????,????????,????????,????,?“????????????”???????

????(Freddie Mac)20??,????30?????6.85%???????????????30????6.87%,???6.9%?

???????,30?????????????2025???6%?????(????????) ???????:???

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??:???????????,??????????,??????????????