????“?????”,?????????

????????/????

2025??????????????????????,?????4.25%??????????????????????4.5%??????????,??????????2024??????????????9????

??,???,?????????????,????????,????????????

????????,???????,??“??????”?????,???????????“?????????2%?”???,??????????,???“???????????????????”??

?????????????,??????,????????????????2%?????????????“?????”?????,??

?????????,??????,??????????????,????2%???????????????????,?????????????“????,?????????????”?

????????????,??????????“??????????????,??????????????”

????????????,?????,????????????????????????,?????

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???,???????????,???????,??????????????????,??????,????????????,??????????????????????,??????????6??12????25????????????????????????,??????2026???????????,??????????????3.5%????3.75%?

???????????????,??????????????????,2025?????????????????CPI??????????????3%;????????????,????????????2025???????????????1????????2?,????????????????????1?????,???3??????

“?,??????????????‘??????????????’,??????????????????”???????????????,??????????,?????“??????”,?,??????????

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