????1??4.9% ??????????19????

?2??21??? (????????????????????? ????)??(National Association of Realtors)?????????21??,??????1??408??,??4.9%,????????2%,?????????

???????,1??39.69??,????4.8%,????19????????????????,1?118????,??3.5%,???16.8%???,?????????????3.5?????????,????????????5?????????6????

?????????,??????2022????????????,?????,????????2024????????406????????????,?????????????1995?????????????

???????,???????,????,???????,???????“????”??

????(Freddie Mac)20??,????30??????6.85%?????????30?????????6.87%,??6.9%?

??????????????,30????2025???6%????(????) ????????????:???????