????,????????????????

????:????????:????????

??????,???????????????????????????

??????,???????????LPR????,?????????2025????1????1?????????,?????????,???????????,??????1?1????????????????????????

???????? ????????????:?1??????????1?80%,??????

2024??????????????,????????5?LPR??????????????60????????????????????100?????????????????????????30????????????,?????????????3.9%??????????3.3%???????,??????????300??????????????

?,??,???

???????11????1???????????????????,????????????????????????????????LPR????,?????????:3???6??12???

? ????????????????:???,???

??,????1????1???????,???2024??5???????????????18??,????1???????1????????????????????????????

?100???????????30?,????????????????,?????,???????????????????????4270.16?4135.57???,??4.85??

????????????????,???,?,????????????????????????,??(??) ???:??