????:1????????:??????

2????????????

3???????

4????????

5???????

????????????2????6???????? (???????? ??)????????6????25??,????????4.5%,??????????

??????????????????????????????????????????????,?,??

???,??????????????????????7????????2?????????????25??4.5%???????????,?????4.25%?

?11???????????????,????????3.7%?????????,???????????????2.8%????,??????????2027?????,????????????????2%?????????????

????????????????,?????12??2.5%,????2%?????,??,????????????????(??) ???????????????:???????????